Wawanesa Insurance provides insurance products and solutions in Canada and the U.S. It facilitates its clients with farm, home, commercial, and auto insurance.
Wawanesa ranks amongst the biggest casualty and property insurance providers in Canada. The company has also been facilitating individuals with insurance since 1960. If you’d like to compare insurance quotes from Wawanesa, feel free to visit this link – https://www.surex.com/insurance-partners/wawanesa.
Today’s article digs deeper into Wawanesa and answers the question, “is Wawanesa a good insurance company?”.
Continue reading to learn more.
Is Wawanesa a good insurance company? — An in-depth review
Wawanesa home insurance is highly popular among individuals but is considered relatively basic. Therefore, individuals must sign up for additional coverage to increase their coverage limit. The company offers several options under the Special Limits Enhancements coverage, including options for equipment, watercraft, personal property, replacement cost, etc.
The company also facilitates its clients with other options for add-on home insurance coverage, including the option for securing personal property for expensive items such as jewelry and artwork, which exceed the maximum value of the items categorized under the special belongings category.
Besides, a Wawanesa home insurance policy can also provide coverage for personal information protection and offers cyber home protection and identity fraud coverage.
Is Wawanesa home insurance good?
While the exact rates for Wawanesa home insurance aren’t available, the typical cost is around $1,428 annually in dwelling coverage. The insurance is influenced by the home’s construction materials, age, and other factors, such as claims history, area, etc. It is best to connect with one of the company’s representatives to learn about your property’s exact home insurance quotes.
How to file a claim with Wawanesa
Policyholders can use the online claim filing system to file a home insurance or auto insurance claim with Wawanesa.
However, a policy number is required to complete the online claim process. If the policy number is unavailable, Wawanesa recommends contacting their claims hotline at 1-888-929-2252. If roadside assistance is needed, it can be requested through a separate phone at 1-855-929-2869 or via the company’s website.
Is Wawanesa auto insurance good?
Apart from the mandatory third-party liability coverage, Wawanesa offers products such as:
- Property damage coverage
- Bodily injury liability
- Comprehensive insurance
- Collision insurance
Other insurance perks offered by Wawanesa
Besides home and auto insurance, Wawanesa provides additional insurance products.
Condominium insurance
This type of insurance is suitable for condominium owners who want coverage for their property’s interiors.
Renters insurance
It is another product that Wawanesa offers, which is helpful for tenants who want coverage for their belongings as their landlord’s policy typically does not cover them. This type of insurance also includes liability coverage.
Discounts offered by Wawanesa
If you’re wondering, “is Wawanesa a good insurance company?”, you’ll be happy to hear they offer a wide range of discounts. You can save a lot of money on your insurance purchases thanks to the following discounts offered by the team at Wawanesa:
- Loyalty discounts: You can benefit from loyalty discounts once you’ve been with Wawanesa for at least a year. This comes in the form of lower renewal rates.
- Mature driver discount: This discount is meant exclusively for drivers above 55 years of age. They can cash in on this discount when they complete a defensive driving course.
- Multi-car insurance: As the name suggests, you can benefit from this discount if you insure more than one car from Wawanesa.
Payment options at Wawanesa
Wawanesa facilitates payments by various methods such as bank transfers, MasterCard, Discover, or Visa. You also get options to make monthly recurring payments. Apart from the annual one-time payment, you can also make payments in two or three installments, depending on your policy tenure.
Pros of Wawanesa homeowners insurance
Here are some advantages of opting for Wanwanesa.
- Wawanesa allows its customers to buy identity fraud and home cyber protection coverage.
- The Special Limits Enhancements package is an excellent option to increase the amount of coverage on a standard home insurance policy.
- The company offers great discount offers and deals on home insurance policies for the benefit of its policyholders.
Cons of Wawanesa homeowners insurance
Here are a few things you should know about Wawanesa:
- Policyholders can learn about the basic home insurance rates on the company’s website, but individuals need to connect with its insurance brokers for detailed info on their products.
- Wawanesa offers a basic home insurance policy; additional coverage options are available at an extra cost.
Wawanesa home insurance review
Overall, Wawanesa Insurance has good property insurance options for homeowners, renters, and condominium owners.
Wawanesa’s homeowners’ insurance policies are designed to cover the individual’s personal property, dwelling, etc. Their insurance policy also provides coverage for medical payments, personal liability, and more. Additionally, they cover medical bills and legal fees if a guest gets injured or their property gets damaged while on the policyholder’s property.
For condo owners, Wawanesa Insurance provides coverage for the dwelling, personal property, loss of use, personal liability, and medical payments to others. They also offer optional coverage for antiques, memorabilia, fine arts, and other personal items with replacement cost coverage, special coverage for dwelling with increased protection, and inflation guard.
Wawanesa’s renter’s insurance policies offer coverage for personal property, loss of use, personal liability, and medical payments to others. Optional coverage is also available for renters, such as protection against earthquakes, business pursuits, and extended coverage for unique articles.
In summary, Wawanesa Insurance provides excellent property insurance solutions for Condominium owners, homeowners, and renters.
Is Wawanesa insurance good? – The verdict
Wawanesa Insurance offers competitive pricing, which is why it has an excellent customer base with an overall average rating. Wawanesa offers a range of insurance options, including auto, homeowners, renters, and condo policies. Despite its mixed reviews, the company has earned the trust of several customers in the market. Today it is counted among the strongest insurance companies in the market.
Wawanesa Insurance guarantees the best deals for its insurance policies at competitive rates. So if you are looking for affordable insurance coverage, then Wawanesa Insurance will be your best bet.
