Every working Australian should have a financial plan that leads to a secure retirement, and real estate is a very popular investment, especially for those looking for long-term returns. In this short article, we take an in-depth look at property investment, with the aim of helping the investor to gain a deeper understanding of property investment.
Defining short & long-term investment objectives
One of the first things with a property investing strategy is to define your short and long-term goals; questions such as,
- What is the ideal term of your property investment?
- How much are you prepared to invest?
- Are you planning to move into the rental market?
- What type of real estate are you interested in?
The answers to questions such as these will help you to define long and short-term investment goals.
Cashflow or capital growth?
You need to decide whether you will focus on a regular income or capital growth; if you want a regular income, the rental property market would be the right direction to take. Capital growth is achieved by sitting on property while equity grows; we recommend that you consult a leading Australian investment advisory company, where investment experts are at hand to offer the best advice.
Calculating your borrowing power
Of course, you are very much restricted by the amount you can borrow when it comes to real estate investment. Take a look at your assets and talk to a leading Australian commercial lender to discover the limitations of your borrowing power. The more you can borrow, the more real estate you can acquire and as time passes, your assets should appreciate in value, which will raise your borrowing ceiling. Click here for an informative article on generating wealth for a secure retirement.
Investment specialists
If you join forces with a top-rated investment specialist, they can create a personalised property investment plan that aligns with your long and short-term goals. After an initial consultation, the analyst takes the data and uses that to create a dynamic property investment plan that is designed around your needs and goals. This is a fixed fee service, and the provider believes in transparency, which builds trust with the client.
First-time investors
If you are new to property investment, you are advised to seek out a leading Australian company that specialises in managing property investment portfolios for a range of investors. The professionals help you to define your investment goals and create an investment plan that is designed around your objectives.
Existing property investors
If you currently have a property portfolio and you are unhappy with the performance, it is time to get some professional help, reassess the situation and possibly make some changes. You might have several projects running simultaneously and simply do not have the time to spend on your property portfolio.
Every Australian adult should consider investment, and property offers great returns for the private investor, with managed portfolios that are designed around the investor.
