When you’re in need of financial assistance, it can be difficult to know where to turn. Whether you’re looking to embark on a personal project or you’ve run into a spot of trouble due to a recent job loss or other change of circumstance, money is the first thing...
In almost every business journey, there comes the point where they just need to raise funds to meet up daily business requirements. Many a time, the business won’t have enough funds to invest in the latest capital assets required for business expansion. In all such cases, the use of...
Buying a home is always an exciting but potentially daunting, as well as stressful experience. The mortgage application process is always one of the most risk-prone stages of any home purchase. To give yourself the best chance of success, it’s important to ensure you’re prepared prior to make an...
Unexpected emergencies can happen anytime to anyone. Sudden expenses like home repairs, tuition fees, medical emergencies, etc. that spring out of the blue can pile on your existing expenses and start exhausting your savings. There is a popular and wise way to offset paying out of your savings account...
Life can be very challenging when you don't have access to quick loans to pay off upcoming bills. After the pandemic, lenders became reluctant to give out loans to borrowers, especially those with a bad credit score. In 2022, there are several ways to access loans and get guaranteed...
To increase your chances of getting loan approval, you must provide the lenders with accurate information about you. This will make the process go smoother. If you have multiple sources of income, make sure to provide all the details at once.
If necessary, you may also need to provide additional...
A credit card is a type of payment card that enables you to make purchases at merchants. The limits of these cards are determined by your credit score. Payment history is also a big part of your score. It counts for about 35% of your credit score.
Here are some...
Buying a car is every man's dream, which is now made possible with the help of online car financing services. A car loan offers great financial aid, but choosing a reputable financing service is crucial to saving some money on interest. Fortunately, it's not nearly as difficult to find...
A fixed deposit account is one of the most sought-after investment avenues because it offers good returns without any associated risks.
However, they are ‘fixed’ and come with a maturity date only after which one can withdraw the funds. Any withdrawals made before this maturity period are liable for penalties.
So,...
A credit score is a calculation of how much risk you represent to lenders when you apply for a loan or some other form of finance. We all have a credit score, and this number, which borrowers are often not aware of, plays a big part in determining how...
