There are times when we need extra cash if we are in a situation wherein the cost of necessities is not within the budget. It could be for home improvements, extra funds for your children’s education, cash assistance due to unfortunate calamities, or whatever uncertain case you are in. That is why getting a loan will be helpful to get an extra budget without risking any of your assets. Not only that, by getting loans, you can solve some of your financial problems, and you can also understand how financial services or companies work.

But we cannot deny that most of us get really uneasy scrolling online, especially if the main reason why you are scrolling on the internet is about financial matters. You don’t have to worry and be fearful of it as UpFinance is here to guide you all the way. UpFinance is a website that provides convenience because of the service it gives, and its ultimate goal is to find the best loans for every Filipino who is struggling to get one.

UpFinance has been running for more than 5 years now in the Philippines, and it follows existing laws, especially all the online processes. Their service is like no other as they choose and offer companies or organizations with minimum interest rates and favorable conditions. One more thing that is great about using the website is, all information posted on the site is always updated. It assures that they got the recent changes as every year new financial services or products appear.

To make you simply understand how convenient this website brings, UpFinance is not the one that issues loans, credit cards, and does not deposit nor accept cash. They act like a bridge that you need to cross to get to your right destination. The site has all the data and information about all the leading financial companies or organizations in the Philippines.

Below are some of the popular partners you can find on the website:


RCBC Bankard online

BDO Network Bank

Home Credit

Producers Bank


DBP Bank

Marayo Bank


Paglaum Multi-Purpose Cooperative

San Jose Koop

ACDI Multipurpose Cooperative

DCCCO Multipurpose Cooperative

San Dioniso Credit Cooperative


Palawan Pawnshop

Cebuana Lhullier

Villarica Pawnshop

Tambunting Pawnshop

Investment Companies:

SEED Center

Coins Pro for the Philippines

COL Financial

Quick approval

Insurance Companies:


Sun Life


AXA Philippines

Philam Life

We have all our moments in life that there are specific things that are not that easy to take and absorb, right? It includes financial matters, right? All the nuances are being presented to us, but none of it sinks in. When you go directly to the website, you can see how friendly and easy to use their interface is. You can fill in a short online loan application form in just a snap or look for the “Send an application to all the creditors” button on the website. Once done, UpFinance will be the one to send the application you have made to all the existing financial institutions around the country. In that way, possible lenders will come and contact you. What a great connection, right?

Wait, there’s more to know about UpFinance. As you go through the site, you will see the calculator. Wondering how it works? Keep on reading and let this article help you.


The loan calculator can be seen on the website. It gives convenience to every Filipino finding loans online because it shows the loan packages that are accessible in the market. It can give the best match based on your given information. This concise presentation of information will lead you closer to finding the right financial institution in a fast way. On the website, the loan calculator will always be present on the page of your chosen financial company to which you went in search of financial services.

– Go to the calculator and put your desired loan amount, select the loan term and let the loan calculator gives you the possible total amount and your monthly payment.

– Please bear in mind that interest rates cannot be changed. The interest rate is set automatically for the lowest rate.


Of course, those who are planning to get a loan must know what the initial requirements are to prepare, and if at this point, you are considering getting one, you may check the list below:

Should be a Filipino citizen, 2 valid IDs

Employment document or ITR

A bank account

Evidence of address; utility bills

Prepare your 3-month payslip if employed, or bank statements if self-employed.

Wait patiently for a call from the lender 24 hours after the time your online loan application was approved. Your desired loan will be released within 1-5 days from the day of its approval. However, please do remember that this may vary from your private lender. Some lenders choose to offer the borrowers an installment weekly payment method to avoid the accumulation of payments.

Applying for a loan can be really exhausting but now, it can be stress-free with UpFinance. Few steps can be added but that will not be as difficult as you think because it is easier to get a loan online. Convenience is what UpFinance brings you. You can stay where you are and do not have to go directly to the bank.

UpFinance is the perfect platform to use for online loans especially for people who do not want to waste time and energy. It is the platform that will save the day because of its mission to assist all Filipinos in finding suitable financial products and financial needs based on their given preferences.

Never let your fears and worries take over you while scrolling and applying online. UpFinance’s ease of use features and friendly interface will never cause you any trouble. Various leading financial companies in the Philippines can be seen – pawn shops, payday lenders, banks, and many more on the website. Each financial company has a section that has information that can be noticed conveniently. Offering convenience to customers is their top priority by showing details of each financial institution.

If you want to know more of UpFinance. Click here for further information.

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