It is undeniable that not many people have enough cash to handle unexpected situations (medical expenses or car repair…). Luckily, there is a solution for emergencies: online lending services. These quick loans can be approved, and issued within a day of applying. These loans also can be used for multi-purposes and do not require any pledge.

What is an online loan?

Online loans can be unsecured or secured loans that the borrowers can send their loan application via online platforms (website or mobile app). The online loan application can be made from any place and at any time.

These loans will also be verified through an automatic system and be issued right after being checked carefully by the lenders.

Quick loans like this are usually issued by banks, or financial institutions, or fintech companies. These institutions make sure that their loans specifically provide residents throughout the country to access short-term credit solutions any time.

What are the conditions of taking a loan online?

To be able to obtain a loan online, you do not need to prove a good credit history. Instead, the loan can go to those who do not have a high enough credit score to obtain a standard bank loan.

All you need is to fill in your personal information like name, address, work place, etc. and especially your ID card picture. If you provide correct information, the loan will be quickly approved and credited to your account. For instance: The partners of OnCredit (an online financial consultant agency in Vietnam) can help your emergency situations with an online loan (vay tiền online qua CMND)

You can complete the application entirely online with your laptop, desktop computer, smartphone or tablet any time in a day and any day in a week. Usually, it takes about 5 to 10 minutes to complete the application.

How do you apply for an online loan with us?

You have to decide very carefully before applying for a loan online as you must have enough money to make payment at the end of your loan term. Moreover, each lender will require a specific criteria for the borrowers (like the age, the living area…)

For example, in order to apply for a loan online with OnCredit’s partners, you must be at least 18 years old and be a resident of Vietnam. You also need to provide your bank account, email, phone number, and your ID card. So make sure that you have already got all of these things before applying for the loans.

Once you got all of these criteria, and you are able to repay the loan on time, then the loan from our partner will be here waiting for you.

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